Financial Literacy for Everyone
Summit 2016

The Future of Innovation in Financial Literacy
Watch the live 2016 Financial Literacy Summit webcast.
View Webcast

Transitioning From the Military

Transitioning From the Military
Secure your financial future with these free resources for entering civilian life.
Learn more

Follow Us
Roadmap for Educators

Roadmap for Educators
Discover the wide array of free resources on Practical Money Skills and how to use them in your classroom.
Learn more

social media

Connect with us!
For daily money tips, quips and pics, follow us on social media.
Like us on Facebook
Follow us on Twitter

Angela Waugaman
For Visa Inc.
(703) 683-5004, ext. 133


It's that Time of Year Again – Holiday Shopping

Personal Finance Expert Offers Money Saving Tips for the Holiday Season

The holiday season is upon us and for better or worse, it's time to do your shopping. In this economy, however, it's no surprise that many consumers are tightening their holiday spending budgets. Some may plan to arrange a gift exchange among a group of friends, family or co-workers to only buy one gift for one person. Others will set a spending limit for each person on their list. But whatever you decide to do in order to rein in spending this holiday season, the following list of tips can help.

  • Make a realistic budget and stick with it. Spend no more than 1.5 percent of your household annual income on holiday gifts and entertainment. A free online holiday budgeting planner is available on Visa's financial literacy web site at: "
  • Have a 'micro budget' – a specific spending limit – for each person on your gift list.
  • Don't 'panic shop.' Waiting until the last minute to buy presents increases the chance you'll overspend in order to get a gift – any gift – in time.
  • Save money by getting creative. Store-bought gifts are great, but when you make a gift for someone they truly appreciate your time and effort.
  • Join together with family members to help those who may be less fortunate and make your gifts to each other a group contribution to a charity.

"One of the best ways consumers can ensure that holiday cheer doesn't turn into a holiday hangover is to plan in advance by preparing a budget for gift and entertaining spending," says Jason Alderman, Personal Finance Expert and Director of Visa's Practical Money Skills for Life program.

WHO: Jason Alderman, Personal Finance Expert and Director of Visa's Practical Money Skills for Life

WHAT: Jason Alderman discusses how to avoid financial mistakes when holiday shopping.

CONTACT: To arrange for an interview with Mr. Alderman, please contact Angela Waugaman at (703)683-5004, ext. 133 or

# # #

Email to a friend

Your Name:
Your Email:
Recipient's Email:
Enter code:

The information that you provide through this e-mail feature will not be stored by Visa for any other purposes. Please refer to Visa's privacy policy for details.