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Set Your Goals

  • STEP 2: Decide what you Need vs. Want
  • You need to decide what you WANT and what you NEED.

    Evaluate your current financial situation. Take a broad look at the way things are now. You can call this step taking stock, taking inventory, or even taking a step back to see the big picture. Whatever you call this step - don't skip it.

    Make two lists: a WANT list and a NEED list. As you decide what to add to your lists, ask yourself the following questions:

    • Why do I want it?
    • How would things be different if I had it?
    • What other things would change if I had it? (for better or worse)
    • Which things are truly important to me?
    • Does this match my values?