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Set Your Goals

  • STEP 3: Get SMART
  • A realistic goal is SMART (in more ways than one)

    Specific
    Measurable
    Attainable
    Relevant
    Time-related

    Specific – Smart goals are specific enough to suggest action.
    "Example: Save enough money to get a refrigerator, not just save money.

    Measurable – You need to know when you’ve achieved your goal, or how close you are.
    Example: A refrigerator costs $600, and you have $300 already saved.

    Goals which aren't measurable, like "I'd like to have more money," are much harder to achieve - and you don't even know when you get there.

    Attainable – The steps toward reaching your goal need to be reasonable and possible.
    Example: I know I can save enough money each week to arrive at my goal within one year.

    Relevant – The goal needs to make common sense. You don't want to struggle or work toward a goal that doesn't fit your need.
    Example: You don't need to save money for 18 pairs of shoes.

    Time-related – Set a definite target date.
    Example: The repairman says my refrigerator won't last another year. I need a new fridge in the next six months.