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Set Your Goals
Track Your Spending
Now that you’ve established a Daily Disposable Income, you can start journaling. This means writing down and tracking all of your daily spending to help you understand where your money goes.
It forces a “think before you spend” moment. The items you would write down would include things like groceries, clothing, restaurants, transportation, medical expenses and entertainment.
You can have almost anything you want as long as you plan ahead and save for it.