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February 20, 2012
Why You Need Renter's Insurance


Discover why renter's insurance is an important way to protect your possessions and your finances.

Transcript

Many people who rent their homes think their possessions will be covered by their landlord's insurance policy if there's an accident, a burglary or other some disaster. That's not the case. Not only that, you could be liable if someone is injured in your home.

Renter's insurance is surprisingly cheap, considering the peace of mind it brings – typically ten to twenty-five dollars a month for basic coverage. Most policies cover property that's lost, damaged or stolen due to fire, vandalism or plumbing leaks.

However, you may need additional coverage for floods, earthquakes and other major disasters, as well as for high-value items like jewelry and computer equipment. \n

Bottom line: If you rent an apartment or house, renters insurance is vital.


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