Financial Literacy for Everyone

Classroom Materials

Give your students a deeper understanding of money management using a curriculum offered by Practical Money Skills. Here you’ll find lesson plans for students of all ages – from preschoolers and elementary school students to teens and college students. We also offer course materials for students with special needs.

To view the lesson plans, please log in or register as a PracticalMoneySkills.com user. It’s free and will help us gauge the effectiveness of our offerings.

Here, educators will find everything they need to teach a class on personal finance. Our lecture guides, worksheets and even quizzes and tests are free to download and ready to use.

If you are interested in ordering printed materials please visit the printed section.



Young Children (Preschool - Grade 2)

Teacher's
Guides
Student
Activities
  Title
Introduction: Overview and Instructional Strategies
Lesson 1: Making Spending Decisions
Lesson 2: Spending Plans
Lesson 3: Earning Money
Lesson 4: What is Money?
Download all lessons as zip file

Children (Grades 3 - 6)

Teacher's
Guides
Student
Activities
  Title
Introduction: Overview and Instructional Strategies
Lesson 1: Allowances and Spending Plans
Lesson 2: Money Responsibility
Lesson 3: Saving and Investing
Lesson 4: Comparison Shopping
Download all lessons as zip file

Teens (Grades 7 - 12)

Teacher's
Guides
Student
Activities
Presentations Title
Introduction: Overview and Instructional Strategies
Lesson 1: Making Decisions
Lesson 2: Making Money
Lesson 3: The Art of Budgeting
Lesson 4: Living on your Own
Lesson 5: Buying a Home
Lesson 6: Banking Services
Lesson 7: Credit
Lesson 8: Credit Cards
Lesson 9: Cars and Loans
Lesson 10: The Influence of Advertising
Lesson 11: Consumer Awareness
Lesson 12: Saving and Investing
Lesson 13: In Trouble
Lesson 14: Consumer Privacy
Appendix
Download all lessons as zip file

College (Ages 18 and up)

Teacher's
Guides
Student
Activities
Presentations Title
Lesson 1: The Art of Budgeting
Lesson 2: Living on your Own
Lesson 3: Buying a Home
Lesson 4: About Credit
Lesson 5: Credit Cards
Lesson 6: Cars and Loans
Lesson 7: Consumer Awareness
Lesson 8: Saving and Investing
Lesson 9: In Trouble
Lesson 10: About Consumer Privacy
Download all lessons as zip file

Students with Special Needs

Teacher's
Guides
Student
Activities
Presentations Title
Lesson 1: Making Decisions
Lesson 2: Making Money
Lesson 3: Budgeting Your Money
Lesson 4: Shopping Wisely
Lesson 5: Living on Your Own
Lesson 6: Banking Services
Lesson 7: Understanding Credit
Lesson 8: Cars and Loans
Lesson 9: Protecting Your Money
Lesson 10: Savings and Investing
Download all lessons as zip file


Click here for notes on using these lesson plans


Practical Money Skills Teachers Guide CD
This Virtual CD-ROM set includes lesson plans, worksheets, calculators and games to help students develop personal finance, budgeting and money management skills. Resources span from kindergarten- to college-age appropriate. This program was developed by educators in coordination with the National Consumers League and The Jump$tart Coalition for Personal Financial Literacy.

CD Set Includes:

Games
Cash Puzzler, Ed's Bank, Financial Football (standard), Financial Football (advanced), Countdown to Retirement, Road Trip to Savings and The Smart Money Quiz Show

Calculators
Save a Million, Rework Budget, Retirement, Cost of Credit, Cost of Loans, Auto Loan, Save for College, Entertainment Planner, Gift Log, Holidays, Mortgage, Back to School Budgeting and Travel Calculator

Curriculum
Teacher's guides, student activities and presentations for pre-school through college and special needs students

Download CD-Rom (130 mb .zip)

WMS Money 101 Student Workbook
A hands-on, activity workbook for college students learning the What’s My Score Money 101 curriculum.
WMS Money 101 Presenters Guide
A lesson-by-lesson guide to teaching the What’s My Score Money 101 curriculum.
WMS Money 101 Power Point Presentation
The What’s My Score Money 101 presentation. Use this with the Money 101 Presenter’s Guide to cover topics such as budgeting, online banking, and more.
WMS Money 101 Flash Presentation
A flash-based version of the What’s My Score Money 101 presentation. Use this with the Money 101 Presenter’s Guide to cover topics such as budgeting, online banking, and more.



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