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    Martha Cubbage, Nevada Regional Technical Center, Nevada, MO
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Each month in the Practical Money Skills e-newsletter we feature an innovative educator and provide you with the latest news and updates from your favorite Practical Money Skills columns. Sign up here to have the newsletter delivered to your inbox monthly.

Welcome to the August 2012 Edition of the Practical Money Skills for Life Newsletter

Savvy Back-to-School Preparations

As summer comes to a close and the school year approaches, parents all over the country are preparing for–and worrying about–back-to-school expenses. From working with kids to distinguish between wants and needs, to setting a realistic budget, these back-to-school shopping tips will help you get your kids ready for a successful school year without paying a fortune. Find out more

Practical Money Matters Article:
How to Save on Back-to-School Shopping

On the fun-o-meter, back-to-school shopping probably ranks right above getting a flu shot or preparing income taxes for most parents. Find out how you can best prepare for the expected and inevitable expenses that crop up each fall. Read more

Practical Money Matters Podcast:
Easing Student Loan Repayments

Are you struggling to pay off student loans? A range of programs can help you reduce your monthly payments–including Income-Based Repayment (IBR). Find out more about the available resources here. Listen now

Nominate an Innovative Educator

Each month, Visa honors an educator who is innovative in helping students lay the foundation for future financial success. If you or a teacher you know is using Practical Money Skills' curriculum or otherwise enriching students with lessons in financial literacy, tell us about it. Nominate an Innovative Educator